Frequently asked questions
How Long Does It Take to See Results?
You can expect to see results in at least 30 days, with it taking up to 90 days in some cases. Time is dependent on the number of disputes.
Why Should I Choose Your Company?
Because we have been established since 1991 and we don’t only work to remove the negative, inaccurate information from your credit report, but we also give you the information you need to increase your credit score.
How Much Will I Have to Pay?
You will need to pay a credit analysis fee of $199.00 in the beginning. During this process, we will give you a detailed report that explains what is lowering your credit score and what can be done to increase the score. If you decide you like the direction outlined, the fee is $99 per month. You are not obligated to sign up and you can cancel your service at any time. You are not charged a fee until work is performed.
How Long Do I Need to Stay in the Program?
Most people find a period of at least three months is necessary while some stay in for up to six months to effectively increase their score.
Can You Work On More Than One Innacurrate Account at a Time?
We can challenge as many as you want at a single time, the choice is yours. We recommend only challenging five items at a time per Bureau.
Will Your Services Help Me Get a Home Loan?
By increasing your credit score with the removal of inaccurate information, you will have a better chance of being approved for a home loan.
Do You Dispute with Collection Agencies and Creditors?
Yes, when necessary we will dispute inaccurate information with collectors and creditors.
How Will I Get My Credit Report?
There are a few different ways we can do this. You can sign up for something like IdentityIQ.com,SmartCredit.comor MyFreeScoreNow, which is a service that gives you access to all of your credit reports. You give the login information to us and we take it from there. Another option is for you to mail us hard copies of your report. You can also upload them to an online portal and send them to us that way.